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Small Business Recovery Grants

Small Business Recovery Grants


The QLD Government have released information of grants available to businesses who have been directly affected by the recent flood disaster.

1) Disaster Recovery Grant for South East Queensland 

This grant aims to assist businesses with clean up and repair costs (not covered by insurance) associated with resuming business. Applications for this grant close 5 September 2022.

Up to $50K is available through two applications:

  • An initial amount of up to $15,000 is available to support an initial claim. Evidence of the direct damage such as photographs, quotations, tax invoices and official receipts is required.
  • A subsequent amount of up to $35,000 is available to support subsequent claims for which full evidence of payment is required

Eligible clean-up, reinstatement activities and emergency measures include:

  • Equipment and materials to undertake clean-up
  • Additional labour costs (above and beyond normal wage expenditure i.e. day-to-day staffing)
  • Disposing of damaged goods and stock, including associated costs
  • Repairs to buildings (other than housing)
  • Purchase or hire/ lease costs for equipment essential to the immediate resumption of the business
  • Payment for tradespeople to conduct safety inspections
  • Essential repairs to premises and internal fittings that is not covered by insurance
  • Replacement of lost or damaged stock if the replacement is essential for immediately resuming operations
  • Leasing temporary premises for the purpose of resuming operation.

To be eligible, you must:

  • Be a small business owner;
  • Hold an ABN (and have held the ABN during the time of the disaster);
  • Own a small business located in the defined disaster area for the eligible disaster that has suffered direct damage as a result of the eligible disaster;
  • have been engaged in carrying on the small business when affected by the eligible disaster;
  • be primarily responsible for meeting the costs claimed in the application; and
  • intend to re-establish the small business in the defined disaster area for the eligible disaster.


An applicant is not eligible for assistance under the scheme:

  1. for repairs to a building the applicant lets to a person for residential or commercial purposes, unless the applicant lets the property in the course of operating a business (superannuation funds and personal investment vehicles are not regarded as businesses); or
  2. if the small business is entitled to receive an amount under a policy of insurance for the relevant costs claimed; or
  3. for loss of income as a result of the eligible disaster. 


For full details including eligible defined disaster areas and to apply for the above assistance, please click on this link


2) Disaster Assistance Loans 

Concessional loans of up to $250,000 are provided to assist you to re-establish the normal operations of your small business by covering costs such as: 

  • repairing or replacing damaged plant and equipment 
  • repairing or replacing buildings 
  • supplying stock for up to one month to replace lost stock and maintain liquidity of the business 
  • meeting carry-on requirements including: 
    • sustenance 
    • paying rent and rates. 


For full details including eligible defined disaster areas and to apply for the above assistance, please click on this link